I'm not giving up my Sudoku until they pry it from mu cold dead hand!

Only banks can loan money they don’t have and charge interest for it. Because the elite who own

the banks made it a policy that the bank can loan 10 dollars for every 1 it actually has.

That is what created the current financial mess or as they say problem with liquidity.

They created the problem by loaning money they did not even have to loan.

Dishonest usury is what it is.

Full disclosure of banking policies would be nice lets have it all put on the table for every one to

see just how corrupt they are taking food and housing from people who work hard while they sit

in there penthouses reading about bank bailout's. No don’t feel sorry for them feel sorry for the

people who are being crushed under there feet from the dishonest usury.

Most people had to give a down payment before 2004 for a home and if you where considered

risky you had to give a bigger down payment.

For example

on a loan of 180,000 with medium to low risk you would fork out 7000.00 to buy a home.

Now what does that translate into for the bank.

The banks can loan 10 dollars for every 1 dollar they have and charge interest for the loan.

win - win for the bank

1 = 10 for them right off plus interest

7000 = 70,0000 plus interest

then you have a payment of 750.00 or so with interest on the loan

750.00 = 7500.00 plus interest per month as you pay in for them

1 year of payments = 90,000 plus interest for them to loan to others.

so if you put 7000.00 down and finance 180,000.00 they get repaid in one year with a payment of

750.00

Sounds strange but remember 1 dollar is as good as ten to them for every dollar they take in they

can loan 10

So don’t feel sorry for them and bail them out. Bail out the public who just keeps paying not

knowing any better.

If you paid a down payment on your house and then you paid on it for even a year you paid it off

in the banks books.  30+ times over if you paid for 30 years.

After the first year they use your money to pay there salaries of 22 million for 22 days on the job what a joke.

Olderwiser absolutely nails it.  I'm a science teacher and I must admit I admire his reasoning.  

And my sister and I frequently banter about our respective cognitive reserves.

Mark Bell, age 57

Biggest problem with this is that there are so many exceptions that a rule cannot be established. I think that my theory of why an aged person's brain can be so functional is probably just as good as any of the others. The theory is based in the need to belch and break wind without holding them in for any reason, manners begone. The gas that is expelled is something that the body really wants to get rid of, even to the extent that it is often desirable to get away from the odor because of the offensive smell. Hence, people who hold them in for too long and too often are allowing those undesirable elements to stay in the blood. When these contaminated elements pass through the unfortunate brain that has to endure them, they attack the delicate apparatus that lends to healthy thought function, and, as too many impurities can clog one's plumbing in the home, these have a tendency to collect in the delicate tissues through which accurate and comprehensive thoughts must pass. Then, as these impurities collect, they afford a comfortable home for the exotic and very intelligent viruses and other such forms of sabotage that love to use the human body as an unfortunate host in order to advance their kind.

One reason that this very accurate and well thought theory has so little traffic in the scientific world is that those who are so fortunate to carry out this method of keeping the brain clean are socially undesirable and have so few friends that no one takes the time to associate with them in order to study their bodies and realize the true cause of their good fortune.

This theory is free of charge and anyone who wishes to possess it and any such person is entitled to any and all rights to its use, publication, sale, royalties, and any other profit that might be obtained. If it leads you to the Nobel prize, then I would request that you at least give credit to its humble source by saying, "I got it off the internet".

This the big problem here in Italy, we have all our politics between 70 and 80. We are an Alzheimer country, like attest our prime minister's phrases

Another good reason why McCain would not have made a good President.  An even better reason why age limits should be imposed on Congress so that 70 and 80 and even 90 year olds  will not be making important decisions. Age makes all of us old and most of us alot less capable. If someone does not force the old folks to hang it up, they hang on forever. The retirement age for too many in Congress is either a lost election  or death. For many Senators until "death do we part ' applies more to their political lives than to their marriages. The old folks want to take their gigs to the grave; just ask  Joe Paterno or any Supreme Court Justice or Larry King. A little Alzheimer's is no reason to step down. In fact when you can't remember what day it is ; it is unfair to expect you to remember to retire.

Well, SoonerNat, certainly you can indulge in those things if you want to, but using what you've got is smarter.

The idea of cognitive reserve helping people cope with dementia makes sense. However, increases in brain-stimulating activities do help reduce depression - that other cognitive disease that frequently hits the elderly.

The more stimulating the evironment, the less likely a person will be to get stuck in the negative thought loop that is the hallmark of depression - they have too many other things to think about.

Wow.  So I can put down that Sudoku and watch Desperate Housewives?  Forgo re-reading of Great Expectations and peruse Vogue?